Cats, just like humans, are not entirely immune against injuries and illnesses, from weight loss and diabetes to cancer and Dental disease. This is why you should insure your Cats as appropriate. Insuring your Cats will protect you and your family from the financial implications that come with a Cat emergency.
If you are wondering which insurance options are available for your cat , continue reading as we discuss some of them below

Cat Health Insurance
Regular visits to the veterinarian with your Cat could be expensive, or very expensive when your cat or cat requires tests or surgery. However, with pet health insurance in place, you spend less while ensuring your cat gets the best health treatments.
cat health insurance offers annual premium, co-pays, deductibles, and caps. It is available for all types of cats – from rodents to potbelly pigs, reptiles, exotic birds, ferrets, rabbits, cats, and cats.
The cost of coverage depends on a couple of factors, including the level of care you want, the health profile of your pet, and the age. Some insurance providers might place an age limit on their offers, or demand more for coverage for older animals. Some pet health insurance policies may not cover cats with pre-existing conditions or breeds that are susceptible to hereditary conditions, like hip dysplasia and others.
cat health insurance has three coverage levels, and they are;

• Basic coverage – This is the cheapest and usually offers the lowest reimbursements for procedures. It covers illnesses (including cancer), poisonings, and accidental injuries. With this coverage, you get an annual deductible, caps on the entire reimbursements per policy term, and caps on reimbursements for each illness or accidents.
• Comprehensive coverage – The reimbursements are higher than in basic coverage. Hence, it costs more. With comprehensive coverage, your Cat will get reimbursements for X-rays and lab fees, diagnostic tests, prescriptions, office visits, emergencies, accidental injuries, and illnesses. Note that the annual deductibles, total reimbursements for the policy term, and per accident and illness, are lower in comprehensive coverage, compared to the basic coverage,
• Cat well care protection – This coverage covers preventive care, including flea and heartworm vaccinations and preventions, as well as physical exams for your cats. The deductible for all medical services is nominal, except for wellness care where there is zero deductible.

Veterinary discount plans are commonly associated with Dog insurance. The former are not insurance policies. Instead, they are membership-based services where members pay a monthly fee to be eligible for a significant reduction in the costs of products, prescriptions, medical procedures, and cat services. These services are made available by certain veterinarians who are partners in these special plans.
While these veterinary discount plans come handy in tackling catastrophic and costly cat illness or injury, it will still cost more than when your cat is insured. Also, these plans are not regulated by law.

Life and Theft Insurance
If you have one or more highly valuable animals, life and theft coverage is ideal for you. It is more common among zoo owners or owners of police cats or championship horses, cats, and dogs. What this policy does is to reimburse the owners of these animals in the case of theft, or pay death benefits in the case of death during transport or similar covered events.

General Insurance Protections
In some cases, homeowners’ insurance policy provides pet-targeted protections. Some of these may include;
Liability – There are homeowners or renters insurance policies that offer liability protection to defend cat owners in court in respect of cat bites or injuries caused by your dog.
These policies may not cover dogs with a history of biting and aggressive behavior. Likewise, most homeowner associations restrict certain breeds perceived to be dangerous, except they are covered by additional liability coverage.
Personal property – Expensive pet accessories, in most cases, are covered under the personal property section of standard homeowners and renters policies. For instance, if your dog’s expensive coat is damaged or stolen, these policies will cover you.

Now that you know how much benefit you can get from pet health insurance, how about you get one for your Cat today?